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0800 438 767 (SORT MONEY) Retirement Commission - Sorted booklets

This number is for Sorted booklet requests only. The Retirement Commission was established by the...more

All resources

10 found

Borrowers' rights (Oct 2008)

Your rights and obligations when borrowing money

Contact: Consumers' Institute
Found In: Finance > Debt
Format: Fact Sheet

Court Procedures - Debt Recovery and Enforcement (Apr 2006)

Basic information, case studies, sample forms and further contacts.

Contact: Citizens Advice Bureaux
Found In: Finance > Debt
Format: Fact Sheet

Credit (Jun 2009)

What you need to know when borrowing money or buying goods on credit

Contact: Consumer Affairs, Ministry of
Found In: Consumer > Banking, Money & Debt
Format: Booklet

Dealing with debt collection agencies and credit reporters (2006)

Things to know about dealing with debt collection agencies such as Baycorp

Contact: Whitireia Community Law Centre
Found In: Finance > Debt
Format: Fact Sheet
Cost: nil

Debt Collection (Jun 2009)

Your rights when a debt collector is demanding money from you

Contact: Consumer Affairs, Ministry of
Found In: Finance > Debt
Format: Brochure

Debt collectors (Oct 2006)

Your rights and obligations under the law.

Contact: Consumers' Institute
Found In: Finance > Debt
Format: Fact Sheet

Debt consolidation - costs (Aug 2008)

A checklist to assess the costs of debt consolidation offers

Contact: Consumers' Institute
Found In: Finance > Debt
Format: Fact Sheet

Insolvency and Trustee Service website

The Insolvency and Trustee Service (ITS) administers personal insolvencies including bankruptcy, No Asset Procedures and Summary Instalment Orders. ITS also administer some court-appointed liquidations, expediting a fresh start for involved parties and bringing finality to the insolvency process. Online services include searching the Insolvency and Banned Directors databases, registering claims, and online creditor reports.

The online insolvency database is free to search for personal insolvencies and company liquidations administered by ITS.

The ITS website includes the following resources:
- statistics
- FAQs and general information
- newsletters
- annulment from bankruptcy
- discharge from bankruptcy
- overseas travel while bankrupt
- personal bankruptcy information
- tax obligations in bankruptcy
- working while bankrupt

Contact: Insolvency & Trustee Service (Ministry of Economic Development)
Found In: Finance > Debt
Format: Website

Repossession (Oct 2008)

If you stop repaying a loan and the guarantor does not take over the repayments, the lender can repossess the security and sell it to recover the debt. Explains your rights under the repossession process.

Contact: Consumers' Institute
Found In: Finance > Debt
Format: Fact Sheet

Your financial records (Oct 2007)

A bad credit record can have a major impact on your purchasing power. Explains which organisations can hold financial information about you, who else can access it, and your rights to view and change your files.

Contact: Consumers' Institute
Found In: Finance > Debt
Format: Website

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