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Consumers, Creditors and Debtors

Buyer beware – but the law does provide many protections to make sure you get a fair deal when you buy goods and services. These pages explain key protections for consumers.

All resources

14 found

Borrowers' rights (Oct 2008)

Your rights and obligations when borrowing money

Contact: Consumers' Institute
Found In: Banking, Money & Debt > Debt
Format: Fact Sheet

Company liquidation - information for companies (Nov 2009)

Questions and answers

Contact: Economic Development, Ministry of
Found In: Banking, Money & Debt > Debt
Format: Fact Sheet

Consumer credit contracts (2010)

Rules affecting transactions such as hire-purchase agreements, personal loans, residential home mortgages and personal credit cards; and how these rules are enforced

Contact: Commerce Commission
Found In: Banking, Money & Debt > Debt
Format: Fact Sheet

Credit (Jun 2009)

What you need to know when borrowing money or buying goods on credit

Contact: Consumer Affairs, Ministry of
Found In: Banking, Money & Debt > Debt
Format: Booklet

Credit card chargebacks (May 2008)

Explains your rights if you need to cancel a credit card transaction

Contact: Consumers' Institute
Found In: Consumer > Buying Goods & Services
Format: Fact Sheet

Dealing with debt collection agencies and credit reporters (2006)

Things to know about dealing with debt collection agencies such as Baycorp

Contact: Whitireia Community Law Centre
Found In: Banking, Money & Debt > Debt
Format: Fact Sheet
Cost: nil

Debt collection (Jun 2009)

Your rights when a debt collector is demanding money from you

Contact: Consumer Affairs, Ministry of
Found In: Banking, Money & Debt > Debt
Format: Brochure

Debt collectors (Oct 2008)

Your rights and obligations under the law when you've heard from debt collectors

Contact: Consumers' Institute
Found In: Banking, Money & Debt > Debt
Format: Fact Sheet

Debt consolidation - costs (Aug 2008)

A checklist to assess the costs of debt consolidation offers

Contact: Consumers' Institute
Found In: Banking, Money & Debt > Debt
Format: Fact Sheet

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